Services
- services
AEPS SERVICE
Adhaar enabled payment system – AEPS is a bank led model which allows online interoperable financial transaction at PoS (Point of Sale / Micro ATM) through the Business Correspondent (BC)/Bank Mitra of any bank using the Aadhaar authentication. An affordable way to address financial inclusion for people living in rural areas where traditional banking system have failed to provide accessible services. For people living in remote areas where banks are few and far between, AEPS brings banking services closer to home. Local shops or agents equipped with micro-ATMs act as mini banks, allowing people to perform transactions without travelling long distances. This system is particularly helpful for daily wage earners, farmers, and others who might not have the time or resources to visit a bank.
MICRO ATM SERVICE
Micro ATMs provide a comprehensive range of banking services, including: Cash withdrawal, Cash deposit, Fund transfers. Bill payments, Account opening, etc. These services are especially useful in areas with limited traditional banking infrastructure. Micro-ATMs are cost-effective for banks to deploy at multiple places in a shorter circumference area. They provide a more personalized service, as agents are available to assist with transactions. They are critical in direct benefit transfers, as beneficiaries need both cash-out points and assistance. They are a lifeline for the unbanked and under-banked population in rural areas. When it comes to bridging the financial inclusion gap in rural India, micro-ATMs are a game changer. They work like portable bank branches, letting people carry out simple money matters such as cash withdrawals, deposits, transferring funds, and loan disbursement. What makes Micro ATMs unique is their mobility. They enable banking service providers to provide their services directly to rural residents’ doorsteps.
MONEY TRANSFER
Money transfer by Direct Bank, instant money transfer to beneficiary account, the impact they are having on peoples’ wellbeing. The micro money transfers has developed, and the additional financial services are being layered on top to welcome the underserved into the formal financial system. It acts as an anti-poverty vaccine for the people living in rural areas. It aims at supporting communities of the economically excluded to achieve greater level of asset creation and income security at the household and community level. The ease of access brought by this inter-bank collaboration provides customers in remote areas across India with convenient and affordable doorstep financial services. Bridging the gap between digital and physical transactions, we are committed to providing a fillip to a less cash economy and contribute to the vision of Digital India. Our motto stands true – Every customer is important, every transaction is significant and every deposit is valuable.
INSURANCE SERVICE
Insurance services provide comprehensive coverage for a complete peace of mind, whether its life, health or property. Ensuring reliable and secure solutions. India's life insurance penetration, at just 2.8%, reflects a glaring gap in coverage, particularly in rural and low-income areas. Challenges like geographical isolation, financial illiteracy, affordability concerns, and mistrust of financial institutions exacerbate the problem. Breaking Barriers with Technology - In remote areas, local agents and service centres are scarce. This creates significant hurdles for people trying to explore or buy life insurance. Limited understanding of insurance benefits further discourages adoption. Adding to this are affordability concerns—low-income households often perceive premiums as prohibitively expensive. Furthermore, a trust deficit in financial institutions exacerbates the situation, with many communities reluctant to engage with insurance providers due to a lack of faith in the system.
MOBILE RECHARGE SERVICES
Stay Connected! Online Top Ups Made Easy! Top Up Phones Instantly, with our Fast And Easy Service. We provide you with an effortless experience of making online mobile recharge. To recharge and maintain a minimum balance to keep prepaid sim in service for incoming and outgoing calls, any one can now recharge their mobile phones online from anywhere and deal inn cashless transactions. One can complete the mobile prepaid recharge anytime form the comfort of your whereabout and at their own convenience.
UPI MERCHANT SOLUTION
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. A UPI merchant solution, or UPI payment gateway, allows businesses to accept payments from customers using the Unified Payments Interface (UPI) system, enabling customers to make transactions through their UPI-enabled apps by scanning a QR code or using other UPI methods. If you are exploring UPI Merchant Solution, you may be wondering about different features and pricing. We offer optimum solution for a reasonable price, so as to enable all to take advantage of the best
EASYGOLD SERVICE
Digital Gold is a trusted and transparent method of purchasing 24 Karat pure gold to help you start your golden savings journey. Book Gold from the comfort of your home in a matter of minutes. All you need to do is book your Gold online with your desired mode of payment, according to your convenience. An "Easy Gold Scheme" is a gold savings plan that allows individuals to accumulate gold over time by making fixed monthly payments, often offered by jewellers, to help customers plan and purchase jewellery for future occasions. These payments accumulate over a set period, and you can use the accumulated amount to purchase gold jewellery from the participating jeweller. They help customers plan and save for specific occasions like weddings or festivals.
PAN CARD SERVICE
PAN card acts as legal identity verification and photo for various purposes, including obtaining a gas connection and opening a bank account. Banking: A PAN card is required to open a bank account and other banking-associated financial operations. It is now required in order to combat fraud and money laundering. Application for fresh allotment of PAN, requests for changes or correction in PAN, request for reprint of PAN card (for an existing PAN), apply for PAN card online, etc all done through UTIITSL - PAN Online Services Portal. About PAN. Permanent Account Number (PAN) is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax Department, to any "person" who applies for it or to whom the department allots the number.
BHARAT BILL PAYMENT SERVICE
Bharat Connect - The One stop destination for all recurring payments. A Reserve Bank of India (RBI) conceptualized system driven by the National Payments Corporation of India (NPCI), a one-stop ecosystem for payment of all bills providing an interoperable and accessible “Anytime Anywhere” Bill payment service to all customers across India with certainty, reliability and safety of transactions. BBPS serves as a central platform for all bill payments, allowing customers to pay various bills like electricity, gas, water, telecom, DTH, insurance premiums, school fees, and more, through a single interface. Interoperability :- It connects banks and non-bank entities involved in bill aggregation, billers, payment service providers, and retail bill outlets, ensuring seamless transactions. Multiple Payment Modes :- BBPS supports various payment methods, including online (debit/credit cards, net banking, UPI, wallets), agents, and even cash payments. Security and Reliability :- The system is designed to be secure and reliable, ensuring the safety of transactions and providing instant confirmation of payments. Accessibility :- BBPS aims to provide accessible bill payment services to all customers across India, both online and through physical outlets.